(lorem ipsum)Beruang Cerdas helps you to

    beruangcerdas mengumpulkan dana pensiun
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  • beruangcerdas mempersiapkan dana pendidikan anak

(lorem ipsum)As Featured In:

Kisah sukses Yuni: Bangkit dari keterpurukan

Tonton ceritanya

(lorem ipsum)Never had enough salary? Keep running out of money at the end of the month? Spending all your salary just to pay debt?

(lorem ipsum)Don't worry! Beruang Cerdas mentoring program has helped and inspire a lot of people from different communities to achieve better financial condition they’ve never had before. Join us now to achieve your financial goals!

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(lorem ipsum)Want to learn more on financial management? Enhance your financial knowledge with our interactive Beruang Cerdas Online Class!

(lorem ipsum)In our Online Class, you can learn various financial topics from saving, investment, credits, and insurance. Challenge your friend to join too and get higher points by completing the given quiz at the end of every video.

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beruangcerdas investasi

Investment

beruangcerdas asuransi

Insurance