Here are the Frequently Asked Question

Making changes in our financial habit needs high discipline. Therefore, the most effective way to do so is to start doing it in a community with people you are already familiar with. Moreover, the group discussion will provide you with insights from others’ experience. Many people have benefit greatly by joining Beruang Cerdas financial mentoring program, watch their stories here.

TThe main difference is the mentor’s involvement in the group weekly meeting. In the Online Program, weekly meeting will be run independently and attended only by the group members. Beruang Cerdas mentor will give general instructions and will not actively involved in the group discussion. Meanwhile in the Hybrid Program, mentor will be actively involved in weekly group meeting (either by attending group meeting directly or by video call) and will guide and lead the group discussion process.

In the financial mentoring program, you will learn in a group that will help you achieve your financial goals. Every group will also be assisted by one Beruang Cerdas mentor throughout the program. Meanwhile, online class will help you deepen your knowledge on various financial topics by using interactive learning method.

Yes. We can only help you if you already have a mentoring group. You can show this website and our success story to inspire and get your family or friends to join this program too.

Our team will send an email with a registration form to you. Please fill the form and make the payment based on the program you registered for. We will send you another confirmation letter through email.

We need your help to spread the #beruangcerdas movement to as many communities! You can help us by becoming a donor, a volunteer, or you can connect us with a community or organization that might need help in financial management. Click here for more information

Beruang Cerdas mobile app is an app to help you practice all the financial habit taught in our program. Right now, our mobile app is only available for Android users. Don't worry! We’ll soon develop our app for iPhone users too.